The Russian government has introduced legislation that would
gradually forgive mortgages for families with four children, as part of a
comprehensive strategy to address the country's declining population. The
measure aims to encourage population growth by providing direct support to
households with more children.
According to the proposal, the state would assume a portion
of the mortgage payment after the birth of each child, gradually reducing the
family's debt. Once the family reaches four children, the loan would be fully
paid off, eliminating the mortgage burden entirely. Authorities believe this
policy could significantly alleviate the financial pressure faced by couples
who decide to expand their families.
The proposal comes amid official concern over Russia's low
birth rate and aging population, phenomena that have led the Kremlin to
strengthen programs supporting motherhood, housing, and household economic
stability. If approved, the legislation would represent one of the most
ambitious family policy incentives adopted in recent years.
The plan, publicized by the state media outlet RT, has
generated mixed reactions: while some sectors celebrate it as a decisive
response to the demographic crisis, others question its financial viability and
its real impact on long-term reproductive decisions.
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